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  <a href="https://factoregon.org/subscribe" style="color:#2b674a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/600f223d11b65f1f09000a8c/5f9a3301-eaff-4456-8a5c-bd4332173cd8/Newsletter+Header+%289%29.png?content-type=image%2Fpng&amp;format=750w" width="594" alt="A woman with shoulder length straight red hair kisses the brow of a young child she holds in her arms." style="font-size:.6666666666666666em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.5em;mso-line-height-alt:1.5em;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;text-align:center;"><strong>CORRECTION: April with FACT Oregon:<br>Financial Capability Month</strong></h4>
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      <p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><em>Apologies - we were advised of an external link issue that caused some email servers to flag our eblast. We removed one link (to a verified site in New Zealand) and are resending. Be well!</em></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Dear FACT Oregon Community,</p><p style="color:inherit;font-size:1em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.618em;margin-top:0px;margin-bottom:1.25em;" class=""><strong>April is Financial Capability Month, and we have exciting opportunities for you and your youth to plan for the future and build money skills.</strong></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Planning for the future is one of the most important steps a family can take. A living trust with special needs trust brings security and peace of mind, but upfront costs put this legal and financial planning tool out of reach for many families.</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">That’s why we’re so excited to announce a raffle for TWO families to win a living trust and special needs trust package with <a href="https://www.fitzwaterlaw.com" rel="nofollow" style="color:#2b674a !important;">Fitzwater Law</a>. 100 raffle tickets are available at $100 each. Two people will win this package worth $6,000-6,500. <a href="https://www.factoregon.org/raffle" rel="nofollow" style="color:#2b674a !important;">Get your ticket</a> before they are gone!</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Our busy training and support season continues with the <a href="https://www.factoregon.org/sped-conference" rel="nofollow" style="color:#2b674a !important;">Special Education Conference</a> on 4/4, <a href="https://www.codsn.org/breaking-barriers/" rel="nofollow" style="color:#2b674a !important;">Breaking Barriers</a> on 4/21, and other partner events. And <a href="https://factoregon.org/moneyskills" rel="nofollow" style="color:#2b674a !important;">Money Skills, No Limits</a> runs 4/23 to 5/12, where we help youth 14+ learn to manage money and make SMART money decisions.</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Finally, as the clock ticks down towards the end of the school year, please reach out if you need support with time-sensitive assessments, communications, or meetings with your child’s school.</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">In community,</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Christy Reese<br>Executive Director, FACT Oregon</p>
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      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.5em;mso-line-height-alt:1.5em;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;text-align:center;"><strong>DOUBLE The Raffle | Double the Prize</strong></h4>
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  <a href="https://www.factoregon.org/raffle" style="color:#2b674a !important;"><img class="section-thumbnail-image" src="https://images.squarespace-cdn.com/content/600f223d11b65f1f09000a8c/8d36ff54-a1cb-4246-abdd-24881aa20f46/corousel+image+1.png?content-type=image%2Fpng&amp;format=750w" width="250" style="font-size:.6666666666666666em;display:block;border:0;text-decoration:none;line-height:0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;height:auto;max-width:100%;max-height:250px;width:250px;" alt="Social image with FACT logo and Fitzwater Law logo and images referring to a trust package"></a>

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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#FFFFFF" class="text-section section-content">
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      <p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Fitzwater Law has partnered with FACT Oregon by offering us the opportunity to raffle off two amazing trust packages.</p><p style="color:inherit;font-size:1em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.618em;margin-top:0px;margin-bottom:1.25em;" class=""><strong>The Revocable Living Trust with Special Needs Trust Package</strong> is the ultimate estate plan to avoid probate, minimize estate taxes and plan for your child with a disability. <strong>This package is worth $6,000-$6,500</strong> and includes:</p><ul data-rte-list="default" style="padding-left:25px;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">revocable living trust agreement</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">special needs trust</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">pour over wills</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">powers of attorney</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">advanced directives</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">certification of trust</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">deed transfers if necessary</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">advice regarding transfering assets and naming beneficiaries</p></li></ul><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>100 raffle tickets are available at $100 each.</strong><br><strong>Raffle closes by April 16 at 3:00 PM.</strong><br><strong>Two people will win!<br></strong><em>Oregon residents 18+ | One prize per person</em><br><em>All proceeds benefit FACT Oregon.</em></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="https://www.factoregon.org/raffle" rel="nofollow" style="color:#2b674a !important;">Get tickets | Read rules</a></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>About Fitzwater Law: “Established in 1931, our firm blends nearly a century of experience with a deep focus on estate planning and special needs planning.”</strong> <a href="https://www.fitzwaterlaw.com" rel="nofollow" style="color:#2b674a !important;">Learn more</a>. </p>
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  <a href="https://factoregon.org/sped-conference" style="color:#2b674a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/600f223d11b65f1f09000a8c/5b4a4cba-32b8-4d56-a300-078ca851c012/smore_newsletter%252B%25252814%252529.jpg?content-type=image%2Fjpeg&amp;format=750w" width="198" alt="decorative" style="font-size:.6666666666666666em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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      <div class="section-caption-text" style="position:relative;"><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;"><strong>Special Education Conference</strong><br><strong>Sat., April 4 | 8:45 A.M. – 1:00 P.M. | Zoom<br></strong><a href="https://factoregon.org/sped-conference" rel="nofollow" style="color:#2b674a !important;">Register | Learn More</a></p><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;">Sessions include hot topics such as special education basics, functional behavior assessments and behavior intervention plans, information about facilitated IEPs, mediation, abbreviated school days, and meaningful parent participation, and how to work collaboratively through conflict.</p></div>
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  <a href="https://www.codsn.org/breaking-barriers/" style="color:#2b674a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/600f223d11b65f1f09000a8c/cd369d70-f47e-40f1-a9e3-618ad2571725/breaking+barriers.jpg?content-type=image%2Fjpeg&amp;format=750w" width="198" alt="decorative" style="font-size:.6666666666666666em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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      <div class="section-caption-text" style="position:relative;"><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;"><strong>Breaking Barriers: Life Beyond Labels</strong><br><strong>Tues., April 21 | 9:00 a.m. – 4:00 p.m.<br>Deschutes County Expo Center, Redmond <br></strong><a href="https://www.codsn.org/breaking-barriers/" rel="nofollow" style="color:#2b674a !important;">Register | Learn More</a></p><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;">FACT, a platinum sponsor, will present on:</p><ul data-rte-list="default" style="padding-left:25px;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;"><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;">Money Skills, No Limits: It’s Your Life, Manage Your Money</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;"><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;">Metas de transición en el IEP (Plan Educativo Individualizado): Una hoja de guía para el futuro</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;"><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;">Transition Goals in the IEP: A Roadmap to the Future</p></li></ul></div>
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  <a href="https://factoregon.org/moneyskills" style="color:#2b674a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/600f223d11b65f1f09000a8c/984c80d7-8179-470b-978d-755ac42f7a38/Money%2BSkills%252C%2BNo%2BLimits%2Beng%2Bimage.png?content-type=image%2Fpng&amp;format=750w" width="198" alt="decorative" style="font-size:.6666666666666666em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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      <div class="section-caption-text" style="position:relative;"><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;"><strong>Money Skills No Limits Series<br>Tuesdays and Thursdays, April 23-May 12<br>6:30-7:30 P.M. | Zoom<br></strong><a href="https://factoregon.org/moneyskills" rel="nofollow" style="color:#2b674a !important;">Register | Learn More</a></p><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;">This 6-session virtual training series helps young people with disabilities, along with their families, learn how to manage and make smart choices about money. We encourage youth (14+) and their families to attend together.</p></div>
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      <div class="section-caption-text" style="position:relative;"><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;"><strong>Oregon Head Start Association Specialist Conference</strong><br><strong>Thurs., April 9 | Embassy Suites, Portland</strong><br>FACT will share how Head Start professionals can partner effectively with families.</p></div>
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  <a href="https://kellyawdale.wixsite.com/ashlandldsg" style="color:#2b674a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/600f223d11b65f1f09000a8c/e814cfb4-b044-4372-b0ab-f2d0b27fc75a/ALDSG-Eng.-7-1024x576.png?content-type=image%2Fpng&amp;format=750w" width="198" alt="graphic in rising sun colors" style="font-size:.6666666666666666em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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      <div class="section-caption-text" style="position:relative;"><p class="" style="font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#000;"><a href="https://kellyawdale.wixsite.com/ashlandldsg" rel="nofollow" style="color:#2b674a !important;"><strong>Ashland Learning Differences Parent Support Group</strong></a> <br>Tuesday, April 28, 6-8 PM<br>Ashland Family YMCA, Ashland<br>FACT will answer families’ questions about special education.</p></div>
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      <p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>How Families Can Talk About Money with Kids:<br></strong><br>The <a href="https://patf.us" rel="nofollow" style="color:#2b674a !important;">Pennsylvania Assistive Technology Foundation</a>’s <em>Family Companion to Cents &amp; Sensibility: A Guide to Money Management</em> helps families approach financial topics with children. The publication includes “Teachable Moments” and “Conversation Starters” that families can incorporate into everyday life.</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Get the Guide: <a href="https://patf.us/a-family-companion-to-cents-sensibility-a-guide-to-money-management/" rel="nofollow" style="color:#2b674a !important;">English</a> | <a href="https://patf.us/family-companion-to-cents-sensibility-a-guide-to-money-management-spanish-version-508-compliant-pdf/" rel="nofollow" style="color:#2b674a !important;">Español</a></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Oregon ABLE Accounts Help You Save:</strong></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">The national ABLE Act was signed into law in 2014, providing a way for people with disabilities to save without losing government benefits. Oregon ABLE Savings accounts help people with disabilities and their families save for goals, invest for the future tax free, keep public benefits like SSI, and even get a state tax credit for contributions.</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="https://www.oregonablesavings.com" rel="nofollow" style="color:#2b674a !important;">Learn More</a></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Maximize Disability-Related Tax Help and Benefits:</strong></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">People with disabilities and their families may qualify for tax deductions, exclusions, tax credits, and help filing.<br><a href="https://www.irs.gov/individuals/more-information-for-people-with-disabilities" rel="nofollow" style="color:#2b674a !important;">Learn More</a> | View the Quick Reference Guide: <a href="https://www.irs.gov/pub/irs-pdf/p3966.pdf" rel="nofollow" style="color:#2b674a !important;">English</a> | <a href="https://www.irs.gov/pub/irs-pdf/p3966sp.pdf" rel="nofollow" style="color:#2b674a !important;">Español</a></p><p style="color:inherit;font-size:1em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:105%;" class=""><strong>Northwest Access Fund:</strong> </p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Get free financial coaching and tons of resources to help you manage money and disability benefits.</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="https://www.nwaccessfund.org/coaching/library/" rel="nofollow" style="color:#2b674a !important;">Learn More</a></p>
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      <p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Each year, the Oregon Department of Education requires selected districts and ESDs to conduct a <strong>family survey</strong> about special education services. <strong>This spring, you may get a secure text message or letter with a survey link from your district</strong>. Please take the time to complete the survey. This information helps ODE make special education services better.</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Is YOUR district or county ESD Included?</strong> <a href="https://www.factoregon.org/ode-parent-survey" rel="nofollow" style="color:#2b674a !important;">Here is a list</a>.</p>
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